Open a merchant account in as little as three days with rates from just 3.5%

Helping you accept payments online quickly and securely

  • Merchant Accounts Types
    1. Internet Merchant Accounts
    Guides
    1. Merchant Signup Guide
    2. Rolling Reserve
    Features
    1. Virtual Terminal

    Start accepting multiple
    payment methods

    • Visa®
    • MasterCard®
    • eCheck (ACH)

    Get started today
    Apply Now

  • Merchant Signup Guide

    Thank you for choosing Payovation as your merchant account provider and payments partner.

    Below is a guide to the sign up process you will need to follow to successfully apply for your new merchant account.

    Step One: Online application form

    The online application form is designed to provide your merchant account manager with important business information in order to set up your account. It is three short pages and takes less than five minutes, providing you have the right information at hand. For this form you will need to provide:

    • Personal details
    • Business details

    Step Two: Application documents

    Once you have completed the online application you will be sent the required Merchant Agreement to complete and send back to Payovation. Completion of this agreement in full is necessary for your application to be processed.

    You will also be asked to complete an identity verification process to ensure all contact details provided are accurate and current. You must provide clear copies of all identity verification documents. Identity verification documents include:

    • Copy of your current drivers license or passport for all owners of the company
    • Local utility or phone bill for all owners of the company
    • Copy of your current business license or Certificate of Incorporation
    • Copy of a voided check

    All forms must be completed in full and emailed/faxed to Payovation. It is preferred that you provide images of these documents in clear, color JPEG format. All application related emails should go to: apply{mailed0}{mailed1}

    What happens now?

    Once your application has been successfully lodged with Payovation, the following process will occur:

    1. Account Approval

      Your application will be sent to our Security and Risk Department where a complete review of your business details and website will be performed. This includes a variety of fraud and compliance checks, along with a call to verify your business details. Your information will be cross referenced with both public information and third party information providers. Once this standard procedure has been completed successfully, your application will then be sent onto our bank for final approval.

    2. Activation

      Your approved application will be sent through for activation. Once your merchant account has been created in our system and your gateway access is activated, you will have a fully functioning merchant account.

    3. Merchant Contact

      After your new merchant account has been activated, your account manager will send you a welcome pack which includes your User ID, login details for your account and all relevant contact details you might need. This document also contains instructions on the various options for integrating your website to your new merchant account, along with a list of the services offered by Payovation.

    You will now possess a fully functioning merchant account with Payovation.

    The signup process, approval and activation can all occur within a matter of days, so apply online today and you may start accepting payments online in under a week – Apply Now